Mortgage rates nudged higher this week, trimming a bit of the recent affordability relief. In North Texas, we’re also seeing inventory continue to build—expanding choices across Dallas, Tarrant, Collin, and Denton counties. For buyers, that combination (more supply + a small rate bump) means strategy matters: target “stale” listings, ask for concessions, and run payment options at multiple rates so you can move fast when the right home pops. For sellers, precision on pricing and presentation is key as buyers gain leverage. If you’re weighing the next step—purchase, refi, or a move-up—let’s map payment scenarios and today’s local comps in your ZIP. 👉 Message me for a free pre-approval and a customized quote with estimated monthly payment for your target purchase price and credit profile.