Over one‑third of DFW listings have had price cuts

New reporting shows that more than 33 % of active DFW home listings have reduced prices recently, even as closed sales are inching up. (Dallas News)

Meanwhile, inventory in DFW has surged to its highest levels in over a decade, putting increasing leverage with buyers.
The DFW market is seeing the “cooling” phase deepen: median prices are softening, and supply is at decade highs.
(MDRE Group)

Buyers should be seeing more options and room for negotiation, especially in overbuilt or less desirable submarkets. Get Preapproved Today: www.EQMortgageGroup.com https://www.eqmortgagegroup.com

Buyer Leverage Grows — What the Market Signals Mean Now

The latest data confirms what many expect: the pendulum is swinging again. Nationally, mortgage applications fell 1.8 % last week, with purchase volume down 3 %, though still ~20 % above last year’s levels. (Mortgage News Daily)

What does this mean:
Buyers: You have more negotiating power now. With rising inventory and price cuts, don’t rush — but don’t wait forever.
Sellers: The era of “list high, hope for bidding” is waning. Smart pricing, staging, and turnkey presentation are essential.
Investors: Be selective on location and absorption — oversupply risk is rising, especially for product types in weaker demand zones.

Request your free mortgage pre‑approval today: www.EQMortgageGroup.com

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Ready Buyers Gaining Ground-Get Preapproved Today

Mortgage rates just dipped to 6.30 %, the weakest in a year, giving breathing room for buyers weighing moves. Meanwhile in North Texas, about 27 % of active listings have cut prices, signaling softening seller confidence. With more inventory and cooling price momentum, buyers are gaining ground—but only if they’re ready. Sellers, now more than ever, quality, staging, and smart pricing matter.
Get your free pre‑approval today. www.EQMortgageGroup.com

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6.30 % — new 30‑yr rate low

The average U.S. 30‑year fixed mortgage just slid to 6.30 %, the lowest it’s been in about a year, based on Freddie Mac’s latest survey. (AP News)
Meanwhile in DFW, 2,850 single‑family homes closed last week, signaling continued demand even as inventory swells. (HousingWire)
With more options hitting the market and borrowing costs easing slightly, buyers are in a better position to act smart. That said, pricing and property condition still win deals.
Get your free pre‑approval now. www.EQMortgageGroup.com

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U.S. mortgage application activity dipped 4.7%

Mortgage rates have eased to 6.30 % this week, down from 6.34%. (Freddie Mac, AP News)

In North Texas, more sellers are trimming home prices as the market cools — ~27 % of DFW listings now show reductions, well above the national average. (MetroTex)

Meanwhile, U.S. mortgage application activity dipped 4.7%, with refinance demand especially weak. (MBA)

If you’ve been waiting for rates to soften or seeing pricing flexibility, now may be your moment.
👉 Tap here for a free mortgage pre‑approval : www.EQMortgageGroup.com

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DFW Homes Cooling at Top End

In Dallas–Fort Worth, luxury listings are seeing slower activity, median prices are slipping, and homes are staying live longer. (Dallas News)

Meanwhile, U.S. rates are easing — the 30‑year fixed average dropped to 6.30 %. (AP News)

If you’re buying, this could mean more leverage. Sellers: price smart.
👉 Secure your free mortgage pre‑approval today and act with clarity.
www.EQMortgageGroup.com

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🔍 $387,599 — DFW’s August median home price

That’s a 2.3 % drop from last year, according to MetroTex’s latest data. Meanwhile, the 30‑year mortgage rate eased to 6.30 % this week, down from 6.34 %. While the rate shift is modest, the weaker pricing suggests margins are improving for buyers who show strength, clarity, and clean offers. In this environment, being preapproved, decisive, and ready to act will help you stand out.
👉 Get your free mortgage pre‑approval today.
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6.30 % — today’s average 30‑year mortgage rate

That’s the latest average for 30‑year fixed, per Freddie Mac’s survey (down from 6.34 %) per Freddie Mac.

In Texas, rent growth is expected to cool in 2025 to around 3 %, with more concessions likely in weaker submarkets.
Texas Real Estate Research Center

Yet demand remains firm—July home sales in Texas rose 3.3 % year-over-year, per MetroTex / Texas A&M data.
(MetroTex)

In DFW, this mix of a modest rate correction and steady homebuying activity suggests a window for buyers with strong positioning. If you’re ready, now’s a smart time to act—with a clean offer and preapproval in hand, you’ll stand out.

👉 Get your free mortgage pre‑approval today.

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Understanding FHA vs. Conventional Loans

Buying a home is one of the biggest milestones in life, and choosing the right loan can make all the difference. Two of the most popular options for buyers today are FHA loans and Conventional loans. Each has its own benefits, and understanding them can help you find the perfect fit for your budget and goals.
FHA loans, backed by the Federal Housing Administration, are designed to make homeownership accessible to more people. They allow lower down payments (as little as 3.5%) and have more flexible credit requirements. This makes FHA loans ideal for first-time homebuyers or those who may have a lower credit score but steady income. You’ll also pay mortgage insurance premiums, which help protect lenders but slightly increase monthly costs.
Conventional loans, on the other hand, are not government-backed. They typically require a higher credit score and a down payment of at least 3–5%, but they can offer more flexibility in loan terms and the potential to avoid mortgage insurance once you reach 20% equity. Buyers who have strong credit and stable finances often find that Conventional loans offer more long-term savings.
Ultimately, the best choice depends on your financial situation, homeownership goals, and how long you plan to stay in the home. A trusted mortgage professional can walk you through both options and help you decide what’s best for your future. For more information and to see which loan type fits your goals, please visit our website to schedule a consultation.

📈 6.34 % — Benchmark Mortgage Rate Today

The average 30‑year fixed mortgage rose to 6.34 % this week, nudging costs back upward for buyers.
AP News
In DFW, the median price dipped ~2.3 % YoY to $387,599, while listings jumped ~22.4% — giving buyers more breathing room. (DFW Agent Magazine)

Homes are sitting longer (Dallas County days on market are up ~30 %) and many homes are closing ~5 % below list. (MDRE Group)

Buyers: this is your moment to negotiate and lock your financing.
Sellers: aggressive pricing may be the difference.
Investors: patience and precision will win in this slower market.

👉 Request your free mortgage pre‑approval today. EQMortgageGroup.com

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